Hurricane

Hurricanes are dangerous massive storm systems that form over ocean water and often move toward land. Hurricanes can cause major damage because of high winds, heavy rain, storm surge (rise in water level), flooding and tornadoes. They can happen along any U.S. coast or in any territory in the Atlantic or Pacific oceans. Storm surge is historically the leading cause of hurricane-related deaths in the United States.

Prepare now so you and your loved ones can stay safe.

Prepare now
To begin preparing, the first basic steps of readiness include

• Make a family emergency plan and revisit your insurance policies
• Build an emergency kit
• Stay alert and informed
  

Hurricane preparedness includes:

Know your surroundings

• Assess your risk to hurricanes, flooding, and storm surge.
• Learn the elevation level of your property and whether the land is flood-prone.
• Identify levees and dams in your area and determine whether they pose a hazard to you.

Plan to Evacuate

• Learn your evacuation routes, practice with household, pets, and identify where you will stay.
• Know what your community hurricane evacuation routes are and how to find higher ground.
• Determine where you would go and how you would get there if you needed to evacuate.

Have a Evacuation Go-Bag

• 3 days of supplies that you can carry with you. Include backup batteries and chargers for your devices.
• Make sure your insurance policies and personal documents like ID are up to date. Make copies and keep them in a secure, password-protected digital space.

Financial Preparedness Tips (from Ready.Gov)

Americans at all income levels have experienced the challenges of rebuilding their lives after a disaster or other emergency. In these stressful times, having access to personal financial, insurance, medical and other records is crucial for starting the recovery process quickly and efficiently.

1. Gather financial and critical personal, household, and medical information.
2. Consider saving money in an emergency savings account that could be used in any crisis. Keep a small amount of cash at home in a safe place. It is important to have small bills on hand because ATMs and credit cards may not work during a disaster when you need to purchase necessary supplies, fuel, or food.
3. Obtain property (homeowners or renters), health, and life insurance if you do not have them. Not all insurance policies are the same. Review your policy to make sure the amount and types of coverage you have meets the requirements for all possible hazards. Homeowners insurance does not typically cover flooding, so you may need to purchase flood insurance from the National Flood Insurance Program.
4. For more helpful financial preparedness tips, download the Emergency Financial First Aid Kit (EFFAK) to get started planning today.

If a hurricane is likely in your area, you should:

• Listen to the radio or TV for information.
• Secure your home, close storm shutters and secure outdoor objects or bring them indoors.
• Turn off utilities if instructed to do so. Otherwise, turn the refrigerator thermostat to its coldest setting and keep its doors closed.
• Turn off propane tanks
• Avoid using the phone, except for serious emergencies.
• Moor your boat if time permits.
• Ensure a supply of water for sanitary purpose such as cleaning and flushing toilets. Fill the bathtub and other larger containers with water.
• Find out how to keep food safe during and after and emergency.

You should evacuate under the following conditions:

• If you are directed by local authorities to do so. Be sure to follow their instructions.
• If you live in a mobile home or temporary structure – such shelter are particularly hazardous during hurricane no matter how well fastened to the ground.
• If you live in a high-rise building – hurricane winds are stronger at higher elevations.
• If you live on the coast, on a floodplain, near a river, or on an island waterway.

Read more about evacuating yourself and your family. If you are unable to evacuate, go to your wind-safe room. If you do not have one, follow these guidelines:

• Stay indoors during the hurricane and away from windows and glass doors.
• Close all interior doors – secure and brace external doors.
• Keep curtains and blinds closed. Do not be fooled if there is a lull; it could be the eye of the storm – winds will pick up again.
• Take refuge in a small interior room, closet or hallway on the lowest level.
• Lie on the floor under a table or another sturdy object.
• Avoid elevators.

• Continue listening to a NOAA Weather Radio or the local news for the latest updates.
• Stay alert for extended rainfall and subsequent flooding even after the hurricane or tropical storm has ended.
• If you have become separated from your family, use your family emergency plan or contact the American Red Cross at 1-800-RED-CROSS/ 1-800-733-2767 or visit the American Red Cross Safe and Well site: www.safeandwell.org
  • The American Red Cross also maintains a database to help you find family. Contact the local American Red Cross chapter where you are staying for information. Do not contact the chapter in the disaster area.
• If you evacuated, return home only when officials say it is safe.
• If you cannot return home and have immediate housing needs. Text SHELTER + your ZIP code to 43362 (4FEMA) to find the nearest shelter in your area (example: shelter 12345).
• For those who have longer-term housing needs, FEMA offers several types of assistance, including services and grants to help people repair their homes and find replacement housing. Apply for assistance or search for information about housing rental resources
• Drive only if necessary and avoid flooded roads and washed¬ out bridges. Stay off the streets. If you must go out watch for fallen objects; downed electrical wires; and weakened walls, bridges, roads, and sidewalks.
• Keep away from loose or dangling power lines and report them immediately to the power company.
• Walk carefully around the outside your home and check for loose power lines, gas leaks and structural damage before entering.
• Stay out of any building if you smell gas, floodwaters remain around the building or your home was damaged by fire and the authorities have not declared it safe.
• Inspect your home for damage. Take pictures of damage, both of the building and its contents, for insurance purposes. If you have any doubts about safety, have your residence inspected by a qualified building inspector or structural engineer before entering.
• Use battery-powered flashlights in the dark. Do NOT use candles. Note: The flashlight should be turned on outside before entering – the battery may produce a spark that could ignite leaking gas, if present.
• Watch your pets closely and keep them under your direct control. Watch out for wild animals, especially poisonous snakes. Use a stick to poke through debris.
• Avoid drinking or preparing food with tap water until you are sure it’s not contaminated.
• Check refrigerated food for spoilage. If in doubt, throw it out.
• Wear protective clothing and be cautious when cleaning up to avoid injury.
• Use the telephone only for emergency calls.
• NEVER use a generator inside homes, garages, crawlspaces, sheds, or similar areas, even when using fans or opening doors and windows for ventilation. Deadly levels of carbon monoxide can quickly build up in these areas and can linger for hours, even after the generator has shut off.